Woodforest National Bank offers a variety of competitive consumer loan products. We would like to be there to help finance your needs.

For more details regarding our loan products, services, and fees, please contact the Consumer Loan Center at 1-877-562-6962, or visit a friendly Woodforest representative at one of our convenient locations.

Consumer Loan Products 

Home Equity Loan

Your home holds the key to so many possibilities. A Home Equity Loan makes it easy to convert the equity in your home to cash, whether you are planning home improvements, making a major purchase, consolidating high-interest loans, refinancing your mortgage or paying tuition. No matter what your goal, it is within your reach to obtain a loan with a fixed interest rate, in one lump sum and flexible terms.

Click Here to Apply Online

Home Equity Line of Credit

The Home Equity Line of Credit (HELOC) makes it easy to convert the equity in your home to cash and the flexibility to access the funds now and in the future. You can borrow as much or as little as you need up to the credit limit established at closing. The HELOC can be used to make home improvements that could possibly increase your home’s value, make a major purchase, consolidate high-interest loans or pay tuition. The Home Equity Line of Credit allows you to advance the money you need when you need it with a variable interest rate and flexible terms.

Click Here to Apply Online

ReLiSM - Unsecured Revolving Line of Credit

When life hands you the unexpected, a ReLiSM (Unsecured Revolving Line of Credit) can provide you a  low cost alternative for your short term borrowing needs.  This product can also be a great tool for protecting you from expensive overdraft charges by auto advancing funds to cover overdraft items*. Your Unsecured Revolving Line of Credit will be linked to your Woodforest deposit account**.  Interest charges will accrue on the advanced amounts(s) and loan repayment will be made via automatic debit out of the linked deposit account as a typical loan payment once each month.

At this time, to obtain a loan application, contact us at 1-877-562-6962, or visit a friendly Woodforest representative at one of our convenient locations .

* Non-sufficient funds and other fees and charges may still be incurred

** May not be available for all deposit account products

ReLiSM - Secured Revolving Line of Credit

If it is your goal to establish credit history or if you have had credit difficulties in the past, Woodforest National Bank offers a ReLiSM (Secured Revolving Line of Credit) loan product to assist you in managing your consumer checking account, to build credit history while getting you back on track, and to help reduce the occurrence of overdraft fees by auto advancing funds to cover overdraft items*.  The Secured Revolving Line of Credit is secured by a  Certificate of Deposit as collateral**, has a fixed-rate, and is linked to your Woodforest deposit account***.  Interest charges will accrue on the advanced amount(s) and loan repayment will be made via automatic debit out of the linked deposit account as a typical loan payment once each month.

To obtain a loan application, contact us at 1-877-562-6962, or visit a friendly Woodforest representative at one of our convenient locations.

* Non-sufficient funds and other fees and charges may still be incurred

** Certain restrictions apply.  Please contact the Consumer Loan Center at 1-877-562-6962 for more information

*** May not be available with all deposit account products

Secured Vehicle Loans

If you are planning to purchase or refinance a new or used car, truck, motorcycle, boat or even a recreational vehicle, our fixed-rate loans with flexible terms can get you on your way. 

To obtain a loan application, contact us at 1-877-562-6962, or visit a friendly Woodforest representative at one of our convenient locations.

Personal Unsecured Credit Card

If you are interested in a personal unsecured credit card, Woodforest National Bank has teamed up with Élan Financial Services. Élan Financial Services offers several credit card products that are designed with competitive and unique rewards which may include merchandise, gift certificates and great travel options.

Click Here to Apply Online

You can complete and submit the Home Equity and Unsecured Revolving Line of Credit loan applications by using our online process. Once you submit your application, please allow three business days for a response. For other loan products, please contact us to obtain an application.  Completed loan applications may be submitted by:

Fax: 832-375-3001

Mail
Woodforest National Bank
Consumer Loan Center
P.O. Box 7889
The Woodlands, Texas 77387-7889,

You may also return your completed loan application to a Woodforest representative.

Home Equity Loan/Lines

You will need the following information to complete the Home Equity Loan/Lines online application:

  • Outstanding balance and payment information on your current first mortgage and second mortgage, if applicable.
  • Amount and frequency of payment for property taxes and property insurance, as well as for flood insurance and homeowners association dues, if applicable.

Customer Identification Policy

To help the government fight the funding of terrorism and money laundering activities, Federal law requires us to obtain, verify and record information that identifies each person who opens an account. We will ask your name, address, date of birth and other information that will allow us to identify you. We will also ask to see your driver’s license and other identifying documents at closing.

Privacy

Keeping our customers' trust and confidence is vital to our success. We recognize that our customers expect security and privacy regarding their personal and financial business, and we have put standards and procedures in place to help safeguard the nonpublic personal information provided to us. See our Privacy & Security page for more information.

Notification

All loans and lines are subject to credit approval, verification and collateral evaluation. All applications received by Woodforest National Bank will be processed by, and will remain the property of, Woodforest National Bank.  For advice regarding any tax implications you should consult a tax advisor regarding the deductibility of interest and charges.

Woodforest Mortgage logo

Woodforest Mortgage Company (WMC) has built a strong reputation as an outstanding mortgage lender, serving the mortgage needs of individual homebuyers all the way to real estate professionals and builders. As a full service mortgage lender, our experienced staff offers expertise in every area of mortgage lending . . . from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan - with specialized rates, terms and costs - to meet the unique needs of our clients.

Click Here to Visit Our 
Woodforest Mortgage Website

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Toll-Free: 1-877-968-7962
General Inquiries:
info@woodforest.com
Or visit our Contact Us page

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