If it is your goal to establish credit history or if you have had credit difficulties in the past, Woodforest National Bank offers a ReLi® (Secured Revolving Line of Credit) loan product to assist you in managing your consumer checking account, to build credit history while getting you back on track, and to help reduce the occurrence of overdraft fees by auto advancing funds to cover overdraft items*.
The Secured Revolving Line of Credit is secured by a Certificate of Deposit as collateral**, has a fixed-rate, and is linked to your Woodforest deposit account***. Interest charges will accrue on the advanced amount(s) and loan repayment will be made via automatic debit out of the linked deposit account as a typical loan payment once each month.
To obtain a loan application, contact us at 1-877-562-6962, or visit a friendly Woodforest representative at one of our convenient locations.
* Non-sufficient funds and other fees and charges may still be incurred
** Certain restrictions apply. Please contact the Consumer Loan Center at 1-877-562-6962 for more information
*** May not be available with all deposit account products
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