The annual percentage yields (APY) listed above are accurate as of the date posted above. The APY assumes that all interest will remain on deposit until maturity. Fees could reduce earnings on the account. Penalties may be imposed for early withdrawal. The daily balance method is used to calculate the interest. A $500 minimum deposit is required for Certificates of Deposit and IRAs. Rates on checking and savings accounts may change after the account is opened. Ask a retail banker for minimum opening deposits for our checking and savings products. For complete information regarding our many products and services, please speak with a retail banker. Rate may change after the account is opened.