This unlimited transaction account is designed to provide a low cost option for your every day checking account needs.

Minimum to open: $25.00

Monthly Service Charge

• No Charge with direct deposit⁽³⁾ OR Minimum Daily Balance of $100.00 or above
• $5.95 if either of the above requirements are not met

Non-interest bearing account

If you have experienced previous bank account challenges, this account is designed to provide a "Second Chance".

Minimum to open: $25.00

Monthly Service Charge

• $7.95 with direct deposit⁽³⁾
• $9.95 without direct deposit

Additional Account Service Charge

• $9.00 one-time account set up fee

Non-interest bearing account

Monthly service charge is assessed regardless of account balance

Our Choice Checking offers unlimited check writing, is interest bearing and has no monthly service charges when you maintain a daily balance of $750.00 or above.

Minimum to open: $100.00

Monthly Service Charge

• No Charge with Minimum Daily Balance of $750.00 or above
• $7.50 with Minimum Daily Balance of $100.00 to $749.99
• $10.00 with Minimum Daily Balance of $0.00 to $99.99

For customers who are 50 years and better, we offer the Sterling Advantage Account. This account earns interest while providing many additional services.

Minimum to open: $100.00

Monthly Service Charge

• No Charge

Additional Account Features at No Charge

• Woodforest custom wallet checks⁽⁵⁾
• Woodforest Debit MasterCard®⁽²⁾
• Cashiers Checks
• Money orders
• Notary Services⁽⁴⁾

Woodforest Platinum Plus Checking helps your money work even harder for you by earning our most competitive interest rate.

Minimum to open: $100.00

Monthly Service Charge

• No Charge with Minimum Daily Balance of $10,000.00 or above
• $25.00 with Minimum Daily Balance of $0.00 to $9,999.99

Additional Account Features at No Charge

• Woodforest custom wallet checks⁽⁵⁾
• Woodforest Debit MasterCard®⁽²⁾
• Cashiers Checks
• Money orders
• Notary Services⁽⁴⁾