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Contact us!

Toll-Free: 1-877-968-7962
General Inquiries:
info@woodforest.com
Or visit our Contact Us page

Ask one of our retail bankers for complete details!

Woodforest Checking*Second Chance Checking®*Choice Checking*

This unlimited transaction account is designed to provide a low cost option for your every day checking account needs.

Minimum to open: $25.00

Monthly Service Charge

  • No Charge with direct deposit(3) OR Minimum Daily Balance of $100.00 or above
  • $5.95 if either of the above requirements are not met

Non-interest bearing account

If you have experienced previous bank account challenges, this account is designed to provide a "Second Chance".

Minimum to open: $25.00

Monthly Service Charge

  • $7.95 with direct deposit(3)
  • $9.95 without direct deposit

Additional Account Service Charge

  • $9.00 one-time account set up fee

Non-interest bearing account

Monthly service charge is assessed regardless of account balance

Our Choice Checking offers unlimited check writing, is interest bearing and has no monthly service charges when you maintain a daily balance of $750.00 or above.

Minimum to open: $25.00

Monthly Service Charge

  • No Charge with Minimum Daily Balance of $750.00 or above
  • $7.50 with Minimum Daily Balance of $100.00 to $749.99
  • $10.00 with Minimum Daily Balance of $0.00 to $99.99
Sterling Advantage*Platinum Plus Checking*

For customers who are 50 years and better, we offer the Sterling Advantage Account. This account earns interest while providing many additional services.

Minimum to open: $25.00

Monthly Service Charge

  • No Charge

Additional Account Features at No Charge

  • Woodforest custom wallet checks(5)
  • Woodforest Debit MasterCard®(2)
  • Cashiers Checks
  • Money orders
  • Notary Services(4)

Woodforest Platinum Plus Checking helps your money work even harder for you by earning our most competitive interest rate.

Minimum to open: $25.00

Monthly Service Charge

  • No Charge with Minimum Daily Balance of $10,000.00 or above
  • $25.00 with Minimum Daily Balance of $0.00 to $9,999.99

Additional Account Features at No Charge

  • Woodforest custom wallet checks(5)
  • Woodforest Debit MasterCard®(2)
  • Cashiers Checks
  • Money orders
  • Notary Services(4)

*Regardless of account type, when items are presented for payment in excess of the balance in your account, an insufficient or overdraft item charge of $30.00 will be assessed each time the item is presented whether the item is paid or returned.  This includes but is not limited to debit card transactions, such as ATM withdrawals, that are in excess of the balance in your account which may incur an overdraft item charge of $30.00 if the transaction is paid.  The payment of overdraft items and transactions is at our discretion, and more than one insufficient or overdraft item charge may be assessed in a single day.  For complete details regarding our products, services, and fees, including important details regarding our overdraft fees and options, please stop by one of our convenient branch locations and speak with a retail banker.

(1) A setup fee and related POS and ATM charges will still apply including surcharges that may be imposed by non-Woodforest ATM owners and operators. (2) The setup fee is waived. All other ATM and POS charges still apply as described in #(1). (3)Direct deposits are monthly deposits made electronically into your account from an employer or other outside agency such as a Social Security deposit. (4)Service may not be available in all branches. (5) One (1) box of custom wallet checks per order.

Please note: Some accounts and services, and fees that apply to them, vary for the state of Maryland.  If you are a Maryland resident, please click Change at the top of the screen and enter your Maryland zip code.

Banking your way... EVERY DAY AND NIGHT!®

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Woodforest National Bank

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