*Regardless of account type, when items are presented for payment in excess of the balance in your account, an insufficient or overdraft item charge of $32.00 will be assessed each time the item is presented whether the item is paid or returned.  This includes but is not limited to debit card transactions, such as ATM withdrawals, that are in excess of the balance in your account which may incur an overdraft item charge of $32.00 if the transaction is paid.  The payment of overdraft items and transactions is at our discretion, and more than one insufficient or overdraft item charge may be assessed in a single day. For complete details regarding our products, services, and fees, including important details regarding our overdraft fees and options, please stop by one of our convenient branch locations and speak with a retail banker.

(1) This account is limited by federal regulation to six withdrawals or transfers to another account of yours or to a third party per statement cycle. (2) A setup fee and related POS and ATM charges will still apply including surcharges that may be imposed by non-Woodforest ATM owners and operators.

Woodforest is an equal opportunity employer.