Take advantage of our interest-bearing savings accounts today. For complete details regarding our many products and services, contact us today.

Emerald Elite Account*Big Account*Savings Account*

Earn our most competitive money market rates while enjoying flexible access to your funds and additional account features at no charge. No daily minimum balance required to earn interest.


Minimum to open: $25.00


Monthly Minimum Balance Fee

  • No Monthly Minimum Balance Fee if you maintain a balance of $10,000.00 or above each day in the statement period

  • $25.00 if balance falls below $10,000.00 any day in the statement period

  • Monthly Minimum Balance Fee is based on minimum daily balance

Additional Service Charge

  • $25.00 Per excessive withdrawal (over 6) per statement period

Account Features

  • No charge for 6 withdrawals per statement period(1)

Additional Account Features
at No Charge

  • Woodforest custom wallet checks(3)
  • Woodforest Debit Card(4)
  • Cashier's Checks
  • Money orders
  • Notary Services(5)

Enjoy check writing flexibility while earning a competitive money market savings rate. No daily minimum balance required to earn interest.


Minimum to open: $25.00


Monthly Minimum Balance Fee

  • No Monthly Minimum Balance Fee if you maintain a balance of $1,000.00 or above each day in the statement period

  • $10.00 if the balance falls below $1,000.00 any day in the statement period

  • Monthly Minimum Balance Fee is based on minimum daily balance

Additional Service Charge

  • $10.00 Per excessive withdrawal (over 6) per statement period
  • $3.00 Monthly Paper Statement Fee (sign up for eStatements to avoid this fee)

Account Features

  • No charge for 6 withdrawals per statement period(1)
  • Woodforest Debit Card(2)

Additional Account Features
at No Charge

  • Online banking
  • Daily email balance notification
  • Mobile banking
  • eStatements

Start saving your money today and earn interest along the way.


Minimum to open: $25.00


Monthly Minimum Balance Fee

  • No Monthly Minimum Balance Fee if you maintain a balance of $200.00 or above each day in the statement period

  • $3.00 if balance falls below $200.00 any day in the statement period

  • Monthly Minimum Balance Fee is based on minimum daily balance

Additional Service Charge

  • $2.00 Per excessive withdrawal (over 3) per month
  • $3.00 Quarterly Paper Statement Fee (sign up for eStatements to avoid this fee)

Account Features

  • No charge for 3 withdrawals per month(1)
  • Woodforest Debit Card(2)

Additional Account Features
at No Charge

  • Online banking
  • Daily email balance notification
  • Mobile banking
  • eStatements
Additional Savings Products

Certificates of Deposit (CDs)
A variety of terms to choose from with a minimum investment of $500.00.

Individual Retirement Accounts (IRAs)
Investing in an IRA can help you meet your retirement goals.

Minor Savings Account
It's never too early to start saving for the future.


*Regardless of account type when items are presented for payment in excess of the balance in your account, an insufficient or overdraft item charge will be assessed each time the item is presented whether the item is paid or returned. This includes but is not limited to debit card transactions, such as ATM withdrawals, that are in excess of the balance in your account which may incur an overdraft item charge at $32.00 if the transaction is paid. The payment of overdraft items and transactions is at our discretion, and more than one insufficient or overdraft item charge may be assessed in a single day. For more information regarding our insufficient/overdraft item charge, please refer to our Schedule of Fees available by visiting www.woodforest.com or contacting us at 1-877-968-7962. For complete details regarding our products, services, and fees, including important details regarding our overdraft fees and options, please stop by one of our convenient branch locations and speak with a retail banker.

(1) The setup fee is waived. All other POS and ATM charges will still apply including surcharges that may be imposed by non-Woodforest ATM owners and operators. (2) Direct deposits are monthly deposits made electronically into your account from an employer or other outside agency. (3) Service may not be available in all branches. (4) One (1) box of custom wallet checks per order. (5) If no account owner meets the age qualification, you will be notified and the account will be converted to another product.

Please note: Some accounts and services, and fees that apply to them, vary for the state of Maryland.  If you are a Maryland resident, please click Change at the top of the screen and enter your Maryland zip code.

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Woodforest National Bank

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