Information accurate as of 10/17/2022.

¹ If you are a new customer and opened your first new Woodforest account(s) today, you will have online access to your eligible account(s) by tomorrow. If you are an existing Woodforest customer new to online banking, you should see your eligible online account(s) immediately.

² You may also access our mobile banking site at mobile.woodforest.com. If you have any questions about our mobile banking website, iPhone^®, or Android^TM applications, please contact us at 1(877) 968-7962 or email us at mobilesupport@woodforest.com. Data rates may apply. Please see your carrier for details. Additional limitations, restrictions and fees may apply for these services. You may speak to one of our Retail Bankers for more details.

³ Daily Email Notifications are typically set up when accounts are opened. If you are not receiving Daily Email Notifications or wish to Opt-Out please visit a branch or call us at 1 (877) 968-7962.

⁴ Subject to transaction limits.

⁵ The app allows you to block certain types of transactions (i.e. ATM, In-Store, etc.). Dollar amount limits apply to all transactions types.

⁶ Line of credit available only to qualifying customers. All loan products are subject to credit approval. Applicants must maintain a checking account with Woodforest. May not be available for all deposit account products.

⁷ When automatic transfers occur from a checking or savings account (also known as a "sweep"), only one transfer fee will be assessed per day, regardless of the number of insufficient items. (See our Schedule of Fees). If there are not enough funds to sweep at the time an item is presented for payment, an overdraft item fee may be assessed. Certain accounts have limits to the number of debit transactions you can make within a statement period. Please refer to the Account Overview to determine whether transactional limits and fees apply.

⁸ If you do not want us to consider any type of transaction for payment with Standard Overdraft Practices, you may Opt-Out by speaking with a Retail Banker or calling us at 1 (877) 968-7962.

⁹ We pay overdrafts at our sole discretion, which means we do NOT GUARANTEE we will always authorize and pay any type of transaction. We are under no obligation to pay items when an account has insufficient funds, regardless if previous transactions were paid. When using our discretion to pay an insufficient item, we consider whether your account is in good standing. We may determine that your account is not in good standing by evaluating all aspects of your account activity; such as, whether you are making regular deposits, you have too many overdrafts, or your account has been overdrawn for thirty-five (35) days or more. If your account is no longer in good standing, whenever possible, transactions will only be authorized and paid if you have available funds in your account at the time of the transaction. Your account may be evaluated at a later time to determine whether your account returns to a good standing. However, if you have incurred what we deem to be an excessive amount of overdraft related fees, then your account(s) will no longer be considered for our Standard Overdraft Practices. As such, whenever possible, transactions will only be authorized and paid if you have available funds in your account(s) at the time of the transaction.