Woodforest Cares about Community

As a community bank, Woodforest is committed to serving the needs of our customers and communities through innovative products and services. We also strive to enable greater economic inclusion and strengthen financial capabilities of local organizations in the 17 states where we do business.

Outstanding CRA Program

We have an award-winning and "Outstanding" CRA program that continues to challenge the status-quo and elevate our communities and partners. Our Community Development Relationship Managers (CDRMs) work closely with their communities across 17 states to develop and enhance partnerships with local organizations serving low- and moderate-income (LMI) individuals and businesses. In addition, our CDRMs work closely with Woodforest Retail Banking employees to optimize the impact of their efforts in serving LMI areas in our communities.

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Award-Winning Initiatives

Our strategic initiatives have been recognized by financial, community, national and global organizations for our commitment to serving LMI individuals and small businesses.

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Community Development Initiatives

We strive to meet several strategic initiatives in five overarching sectors to ensure our efforts are responsive to the unique needs of each community we serve.

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Small Business Growth

Activate entrepreneurial ecosystems and grow small businesses across the nation with educational programming, peer networking, and innovative products.

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Economic Development and Revitalization

Utilize the Federal Opportunity Zone (OZ) program as a catalyst for the revitalization of underserved communities.

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Affordable Housing

While not a mortgage loan originator, we focus on access to affordable housing and promotion of homeownership as an opportunity for wealth-building.

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Disaster Recovery Response

Remain accessible to our customers and communities when disaster strikes and respond quickly to the financial challenges they face during the recovery process.

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Financial Health

Improve the financial health of our employees, customers and communities through wealth building programs, innovative products, and education.

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Contact one of our CDRMs or members of our CRA Team to learn more about our CRA program, CRA strategic initiatives, and how you can help support Woodforest's "Outstanding" efforts.

Boards and Committees

We believe human capital is just as valuable (if not more) than financial capital. As such, we constantly strive to seek out opportunities to assist nonprofit organizations. During our 2015-2018 CRA exam period, Woodforest employees throughout our 17-state footprint served on 1,004 boards and committees for over 680 CRA-qualified organizations. See our Community Partners.

Interested in exploring opportunities for Woodforest to serve in your organization?

Are you a Woodforest associate looking to support your community?

The Community Reinvestment Act

All bank’s insured with the Federal Deposit Insurance Corporation (FDIC) depositories are affirmatively obligated to comply with the Community Reinvestment Act of 1977 (CRA). The Community Reinvestment Act of 1977 encourages financial institutions to help meet the credit needs of communities where they are chartered, including low- and moderate-income (LMI) neighborhoods.

How We are Evaluated

Woodforest is regulated by the Office of the Comptroller of the Currency (OCC). Roughly every three years, the OCC evaluates our CRA performance and ability to meet the credit needs of our communities. The results of these regulatory evaluations are public and known as "CRA performance evaluations". Banks who pass the evaluation, may earn a "Satisfactory" or "Outstanding" rating. Very few banks earn the highest rating – Woodforest National Bank is among them.

Our Evaluation Areas

Woodforest has designated CRA Assessment Areas (AAs), which are delineated around our Retail branches. We closely monitor our Assessment Areas and make necessary adjustments to ensure ongoing compliance with the regulations.

Community Reinvestment Act Public File

Woodforest National Bank provides specific information for public inspection to any member of the public in accordance with the Community Reinvestment Act.

© 2024 Woodforest National Bank
Member FDIC Equal Opportunity Employer - Equal Housing Lender Equal Housing Lender
Equal Opportunity Employer
Woodforest National Bank

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